It is not necessary to pay up all of the Payments of the Real Estate Bank if the heirs of the deceased or someone else agree to pay off the Loan

Question :

My father owes a debt to the Real Estate Bank and he died - may Allah have mercy on him. Are we obligated to pay the entire amount of the money or can we pay it according to the installment payments that the bank agreed to and clear him of the responsibility by that?

Answer:

It is not necessary to repay all of the payments at once if the heirs or someone else agree to pay it at its times in a way that contains no danger for the one to whom the money is due. This is because the delayed payment is from the rights of the deceased and his inheritors inherit it from him. There is no harm on the deceased in that, if Allâh wills. This is because the debt for delayed payment is not required to be repaid until its times and the heirs take the place of the deceased if they agree to that or someone else agrees to it in a way that contains no danger for the one to whom the money is due, as we mentioned before.

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