He died and he owed a Debt, so does his Soul still remain bound to it?
Question :
Whoever died and he owed a debt that he was not able to repay due to his poverty, does his soul remain bound and tied to it?
Answer:
Ahmad, Ibn Majah and At-Tirmithi, all recorded from Abu Hurairah that the Messenger of Allâh said:
"The soul of the believer is attached to his debt until it is repaid for him."
This means that whoever leaves some wealth, his debt should be paid with it. In reference to the person who had no wealth to repay his debt, it is hoped that this Hadith does not apply to him. This is due to the Statement of Allâh, the Most High:
"Allah does not burden a soul except with what it can bear."And His Statement:
"And if the debtor is having difficult times (i.e., he has no money), then grant him time until it is easy for him to repay."
Likewise, it does not apply to the person who had good intentions to repay it when he took the loan, and then he died while he was not able to repay it. This is due to what Al-Bukhari recorded from Abu Hurairah that the Messenger of Allâh said:
"Whoever takes the wealth of the people and he intends to pay it back, Allah will pay it back for him, and whoever takes it intending to waste it, Allah will waste him."
Source:
The Permanent Committee
Fatawa Islamiyah, Vol. 3 Pages 428-429
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